Protect Your Assets with Senior Solutions

 Services

Listed below are brief descriptions of some of the services available to you from Fenoglio Insurance Agency. For more detailed information call toll-free at (800) 770-0825 or send us an e-mail using our  Contact Form .
 Asset Protection  Medicare Supplement  Old Fashioned Whole Life
 Long Term Care  Cancer Ultimate  Senior Dental Insurance
 First Diagnosis Cancer Insurance    
 Medicare Supplement

We have offered Medicare Supplement coverage since our inception in 1988. However, the companies we represent have been offering this coverage since Medicare's inception in 1966 and has invaluable experience to helping seniors cover all their medical costs.

Most companies offer similar type benefits with their plans, but our continued personal assistance makes the difference between coverage and excellent coverage. We pride ourselves in the ability to meet all your needs.

Call us toll-free at (800) 770-0825 for detailed information on the plans available to you.
 Long Term Care  

As you approach your future, you dream of financial security and independence in retirement. You work hard and invest wisely. But is that enough?

Despite all you do to take care of yourself, your chances of needing long-term care steadily increase over time. Fortunately we can offer you a solution with long-term care insurance. Help protect your retirement dreams.

Medicare only covers 14% or less of long-term care costs, and certain conditions apply. Most people are not financially prepared to handle high costs of long-term care. The average person pays over 85% out of their own pockets for the high cost of long-term care. Are you prepared to handle this burden?

Discover the benefits of long-term care insurance. Call us toll-free at (800) 770-0825 for detailed information.
 Senior Dental Insurance

Most dental plans are limited to restrictive networks and inadequate benefits. Fenoglio Insurance Agency specializes in senior health care coverage and is offering a dental plan that is specifically designed for seniors with no restrictive networks and a generous choice of benefits.

Example: Choose any dentist you wish and also select the level of coverage from high to low that best fits your needs and budget. The plan offers coverage that is typically needed by seniors for their dental health. For detailed information on this wonderful plan call us toll-free at (800) 770-0825 .
Blue Bullet  Choose your own dentist
Blue Bullet  Affordable rates 		Blue Bullet  Choose a plan to fit your needs
Blue Bullet  Guaranteed renewable 
 Asset Protection

A Whole Life Insurance policy that enhances your estate.
Blue Bullet  Premiums never increase
Blue Bullet  Guaranteed tax-free death benefit
Blue Bullet  Optional long term benefits available		 Blue Bullet  Guaranteed tax-deferred cash value
Blue Bullet  You may borrow from the cash value
Blue Bullet  Four premium payment plans
Have your accumulated money currently in CD's, Money Market, Annuities or others that you plan to pass on to your heirs?

Under current law, growth in an annuities will become taxable upon your death. In addition there may be other fees such as probate, attorney, administrative fees and others that could shrink your assets.

Asset Protection, Whole Life Insurance can increase the value of your estate that can be passed on to your beneficiaries free of federal income taxes.

Optional long term care benefits are available as riders.

For more detailed information on Asset Enhancer II call us toll-free at (800) 770-0825 for a  free  consultation.
 Old Fashioned Whole Life  Many optional benefit riders available with all policies.
Blue Bullet  Minimum face amount of $25,000
Blue Bullet  Guaranteed death benefit		 Blue Bullet  Guaranteed cash values
Blue Bullet  Guaranteed level premiums  		Blue Bullet  Accelerated benefit (terminal illness)
Blue Bullet  Optional disability income to age 65
 Cancer Ultimate

A comprehensive set of benefits for Cancer coverage.

Successful treatment of cancer is now more likely than ever, but the financial burden fighting the disease can be devastating. In addition to medical expenses, Cancer patients often face large expenses not covered by medical insurance. You can't control whether you will be a victim of Cancer but you can be prepared for the financial impact of the disease and its treatment. Fenoglio Insurance Agency offers a comprehensive set of benefits in the event of a Cancer diagnosis.
Blue Bullet  Two amounts for hospital stay
Blue Bullet  Payments with other coverage  		Blue Bullet  Guaranteed renewable coverage
Blue Bullet  Benefits for all expenses  		Blue Bullet  Waiver of premium
Blue Bullet  No maximums on most benefits 
This is a brief description of benefits offered. For more detailed information call toll-free (800) 770-0825.
 First Diagnosis Cancer Insurance

Upon diagnosis of internal Cancer you will be immediately paid up to $25,000 depending on your choice of plan.